BITCOIN VAULTS · BORROW WITHOUT SELLING
A safe harbour
for your Bitcoin.
BTC IN VAULTS
1,284.2
OPEN VAULTS
3,410
AVERAGE LOAN
31% OF VALUE
VAULTS CLOSED BY A PRICE DROP
0.4%
TIDE TABLE · SAMPLE FIGURES FOR THIS CONCEPT
Harbour lets you borrow pounds against your Bitcoin, and the Bitcoin never leaves the Bitcoin network.
Your coins stay home.
Their value goes to work.
Lock BTC in a vault you control, borrow a stable coin on another chain, and pay it back whenever you like.
01Vaults
How a Harbour vault works
/ Your BTC goes into a Taproot vault on Bitcoin that only your keys can open.
/ The vault’s balance is mirrored on the chain you borrow on.
/ Apps read that balance. Your coins never get wrapped or bridged.
02Proofs, not promises
Checked by Bitcoin itself
/ Every move out of a vault needs a proof that Bitcoin can verify.
/ No committee, no multisig of strangers, no one to trust.
/ If the proof fails, the coins simply do not move.
03The way home
Your Bitcoin always has a way back
/ Repay the loan and the vault unlocks, on your schedule.
/ If the other chain goes down, a timelock returns your BTC.
/ No pooling. The coins you put in are the coins you get out.
TRY IT
See what your Bitcoin could borrow.
Move the sliders. The price is an example, not a quote, and the live app uses the market price at the time you borrow.
YOU BORROW
£7,800
VAULT CLOSES IF BTC FALLS TO
£19,500
Why Harbour
Made by people who hold Bitcoin and wanted a way to use it without selling it.
No custodian
Nobody holds your coins for you. The vault is a Bitcoin script with your key on it.
Open code
Every contract is public, so anyone can read exactly what a vault will and won’t do.
Plain pricing
One borrowing rate shown up front, in pounds. No fees hidden in the spread.
Open a test vault
→Read the technical docs
→